Your live finance Overview — with an AI Copilot that knows the U.S. tax code.
Authentic.io turns QuickBooks Online and Stripe into a real-time Overview dashboard with Income, Gross Profit, Expenses, and Net Income — plus debt tracking, Financial Review, and an Tax Prep AI grounded in IRC, Treasury Regs, and IRS guidance that estimates what you owe and where you can legally save.
- Income vs Gross Profit vs Breakeven, live
- Click-through KPI breakdowns
- Debts tracker with weighted APR & DSCR
- Copilot tax estimates with IRC citations
- Stripe payoutIncome+$4,210.00
- AWSSoftware−$842.10
- Acme Co. invoice #1042Income+$1,200.00
- Office leaseRent−$3,400.00
Why finance teams trust Authentic.io
Not a dashboard — a governed workspace where every figure is reviewable, source-linked, and ready for sign-off.
Reconciliation control center
Account-level status, matched vs unmatched, statement tie-out, and an exception queue your bookkeeper actually works.
Full audit trail
Every categorization, attachment, and adjustment is timestamped and attributed. Drill any report line down to source.
Period close workflow
A real checklist with owners, due dates, blockers, soft close, and hard period lock — not a vague concept.
Accountant review and approvals
Flags, document requests, proposed adjustments, and clean sign-off — built for the people who close your books.
Tax-ready workpaper exports
Trial balance, GL detail, P&L, balance sheet, and supporting documents — packaged for your CPA in one export.
Role-aware workspace
Owner, bookkeeper, and accountant each see the right view, with locked periods and protected workflows.
Know which accounts tie out — and which ones don't.
Not just a bank feed. A live picture of every account, with exceptions queued and ownership assigned.
- Account-level reconciliation status
- Matched, unmatched, and exception workflow
- Statement balance vs book balance tie-out
- Close blockers surfaced before sign-off
- Stripe payouts matched to QBO deposits
| Account | Book | Statement | Status |
|---|---|---|---|
| Chase · Operating 4421 | $284,930.18 | $284,930.18 | Matched |
| BofA · Savings | $120,000.00 | $120,000.00 | Matched |
| AmEx Platinum | −$18,420.55 | −$18,612.10 | $191.55 unmatched |
| Stripe payouts | $42,180.00 | $41,940.00 | 1 payout pending |
| Brex card | −$6,210.00 | −$6,210.00 | Matched |
- DoneReconcile bank accountsBookkeeper · Riya
- DoneReconcile credit cardsBookkeeper · Riya
- In progressCategorize uncategorized (12)Bookkeeper · Riya
- BlockedStripe payout tie-outOwner · Jamie
- To doAccrue prepaid expensesBookkeeper · Riya
- To doAccountant review & sign-offAccountant · Casey
Month-end is a workflow, not a wish.
Owners, due dates, blockers, and a period lock — so close happens on time and on the record.
- Monthly checklist with assigned owners
- Due dates and close blockers in one view
- Soft close for review, hard close to lock the period
- Resume next period with prior-period balances locked
- Changes after lock require an audited reopen
An AI finance operator that knows your books and the U.S. tax code.
FP&A-grade analysis, 13-week cash forecasting, anomaly detection, and entity-aware tax — grounded in IRC, Treasury Regs, IRS guidance, and best-in-class strategies from “The Art of Legal Tax Avoidance.”
- Estimates federal tax owed from your live P&L
- Surfaces Sec. 179, QBI 199A, accountable plans, and other IRS-approved savings
- Cites IRC sections, Treasury Regs, and Pub references on every answer
- Entity-aware: sole prop, LLC, S-corp, C-corp, partnership
- Quick actions: variance, runway, deductions, 1099s, quarterly payments
- Sec. 179 expensing on $12k of equipment → est. −$2,140
- Accountable plan reimbursement (home office) → est. −$640
- QBI (Sec. 199A) 20% deduction → est. −$1,810
Income, Gross Profit, Expenses — with an estimated tax owed.
A focused review surface for the numbers that drive decisions. Click any KPI for the full breakdown; the Copilot pre-computes your estimated federal liability for the period.
- Income, Gross Profit, and Expenses at a glance
- Click-through breakdown table for each KPI
- Period-aware tax estimate with credits applied
- Variance commentary drafted by Copilot
- Clean handoff to CPA or tax preparer
| Account | Balance | APR | Payment | Status |
|---|---|---|---|---|
| SBA 7(a) term loan | $184,210 | 6.50% | $2,140/mo | Current |
| Chase business LOC | $42,800 | 9.25% | $1,050/mo | Current |
| Amex Plum card | $18,612 | 0.00% | Net 60 | Due Apr 12 |
| Equipment lease · Acme | $28,400 | 5.90% | $720/mo | Current |
Every liability, on one page.
Loans, credit lines, cards, and leases — balance, APR, payment, and status. Weighted APR, monthly debt service, and DSCR computed live from your books.
- Outstanding balance and weighted APR
- Monthly debt service and DSCR
- Status flags for upcoming and past-due payments
- Import from QBO liabilities or add manually
Built for a smoother path to tax season.
Turn clean books into a tax-ready package your CPA can actually use — without the year-end scramble.
- Trial balance
- General ledger detail
- P&L by month
- Balance sheet
- Account reconciliations
- Fixed asset schedule
- Missing W-9 · Vendor LLC
- Unreconciled · AmEx Dec
- Owner draws confirmation
- 1099 vendors confirmed
- Bank statements attached
- Year-end readiness scoreKnow exactly what's left before tax season — and what's blocking it.
- Workpaper-grade exportsTrial balance, general ledger detail, P&L, balance sheet, and account reconciliations.
- Document-backed records1099 vendors, W-9s, bank statements, and receipts attached where they belong.
- Open issue checklistUnresolved questions surfaced before filing, not after.
- Source-linked numbersEvery line on the package traces back to a transaction your accountant can verify.
- System · Synced from QuickBooks OnlineMar 14 · 09:12
- Riya P. · Categorized as Software · Cloud infraMar 14 · 10:02
- Jamie M. · Attached invoice PDF (aws-mar.pdf)Mar 14 · 10:18
- Casey K. · Flagged for vendor confirmationMar 28 · 14:40
- Riya P. · Confirmed vendor · resolvedMar 28 · 16:05
Every number, traceable to its source.
Drill from a KPI to a report line to a transaction to the document that backs it — and see exactly who changed what, when.
- Trace KPI values back to source reports
- Drill report lines into the underlying transactions
- View categorization and adjustment history
- See who changed what and when
- Attach supporting documents at the line level
AI that helps your team review — not replace your controls.
Tax Prep AI accelerates review. It never bypasses sign-off.
Anomaly detection
Surface unusual transactions, duplicates, and category outliers for human review.
Categorization suggestions
Draft categorizations with confidence scores — your bookkeeper approves every one.
Variance explanation
MoM and budget vs actual changes summarized with the lines that drove them.
Draft month-end summary
A first draft of your close memo, generated from the period's activity.
Tax prep questions
Likely CPA questions surfaced ahead of time, tied to the transactions in question.
Source-linked, reviewable
Every suggestion cites the underlying records and is reviewable, never auto-applied.
Permissions, periods, and activity — under control.
Role-based access
Owner, bookkeeper, and accountant — each gets the right level of visibility and control.
Locked periods
Hard close locks the period. Reopens are logged and attributable.
Activity logs
Full record of changes — who, what, when — across every workflow.
Controlled review
Adjustments require approval. Sign-off is recorded on the record itself.
Protected workflows
Reconciliation, close, and tax-prep workflows can't be skipped or silently bypassed.
Secure cloud collaboration
Modern auth, encrypted transit, and least-privilege access by default.
"We replaced a tangle of spreadsheets and email threads with a real close workflow. Our bookkeeper, our team, and our CPA work from the same numbers — and year-end is no longer a scramble."
How Authentic.io works
Connect
OAuth into QuickBooks Online and Stripe. Background sync keeps records fresh.
Reconcile
Account-level status, statement tie-out, and an exception queue your team works.
Close
Run a controlled month-end with owners, due dates, and a hard period lock.
Hand off
Accountant reviews, signs off, and exports a tax-ready package for your CPA.
Built for the people closing the books
Trustworthy numbers without becoming a part-time bookkeeper.
Close on time with a defensible audit trail.
Standardize reconciliation, close, and review across clients.
A cleaner review queue and workpaper-ready tax exports.
Common questions
Cleaner books. Controlled close. Tax-ready handoff.
Move from scattered spreadsheets to a governed finance workspace — without ripping out QuickBooks or Stripe.